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Financing
361-813-5863
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Copyright 2011: Coastal Bend Home Builders | Custom Homes Texas. All Rights Reserved.
Our lending partners offer many loans depending on your circumstances. From zero down Rural Development loans to traditional One-time close (construction and mortgage combined), you have many options available.
- No Down Payment Programs when using your equity in the land
- One-time close loans for interim and mortgage.
- 100% Financing Programs with no money out of pocket to close
- Construction Loans that can include the lot purchase if needed.
- Construction to Permanent Loans offering a convenient on-time close.
Jo-Anne Lamorey of Mortgage Associates of Corpus Christi can provide you with the home financing options available in financing your new home. To speak with Jo-Anne directly call 361 853-9987.
Licensed by TSML #601
Phone: 361 853-9987
Fax: 361 853-5099
jlamorey@sbcglobal.net
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You Choose your Lender
Of course, you may use the lender of your choice to finance your home. We have worked with American Bank, Charter Bank, First Community Bank, Frost Bank, First Victoria Bank, and others.
Financing the construction of a new home is very similar to the purchase of an existing home. You select your lender, they review your personal records, you put money down on the home and the bank finances the rest.
For new home construction, you will also need to have your land, your plan, and your purchase agreement to establish the loan.
During construction the bank will visit the homesite and make progress payments or "draws". At the end of construction, the loan is refinanced into a permanent mortgage in most cases.
How Does the Process work?
